Commercial Vehicle Leasing Specialists

Part of the Brisbane Isuzu Group of Companies  •  07 3632 0550

Why Opti Lease

We Specialise in
Commercial Vehicles.

We're not trying to be everything to everyone.

Since 2003, Opti Lease has focused on one thing: operating leases for the trucks, utes and equipment Australian businesses rely on. When you call, you talk to people who understand the vehicle as well as the lease.

Commercial Vehicle Leasing Experience That Goes Beyond Finance.

20+ Years Experience

3–60 Month Lease Options

National Capability

Commercial Vehicle Specialists

Brisbane Isuzu Group

Return | Replace | Retain

Six Reasons

Why Businesses Lease With Opti Lease.

01 / 06

20+ Years

Commercial vehicle leasing experience.

Opti Lease has been leasing commercial vehicles since 2003. Our General Manager, Marcus Long, brings more than 30 years in the automotive industry, and our Leasing Consultant, Miria Hausmann, has five years in asset finance and dealerships.

That experience shows in the questions we ask before a lease is written: what the vehicle will carry, where it will work and how hard it will be driven.

02 / 06

Specialist

Specialist Commercial Vehicle Knowledge

03 / 06

Flexible

Lease terms from 3–60 months.

Terms run from 3 to 60 months, subject to approval and the vehicle or application. Short-term leases of 3, 6, 9 and 12 months are available on eligible Isuzu vehicles and equipment, which can suit project work or covering a gap in the fleet.

Every application is assessed individually, so the term, kilometres and servicing are set around how you'll actually use the vehicle.

04 / 06

National

Brisbane Based. Australia-Wide Leasing Solutions.

05 / 06

Personal

Experienced People. Direct Contact. Personal Service.

At Opti Lease, we believe commercial vehicle leasing should be straightforward, responsive and personal.

General enquiries are reviewed by our General Manager, Marcus Long, who personally contacts customers wherever practical. Our experienced leasing team then supports customers through proposals, approvals, documentation, delivery and ongoing lease requirements.

We aim to respond to enquiries received during business hours on the same business day.

You deal directly with people who understand commercial vehicles, leasing and the importance of keeping your business moving.

Real people. Commercial answers.

Talk to Marcus  →

06 / 06

Backed

Part of the Brisbane Isuzu Group of Companies.

Opti Lease is part of the Brisbane Isuzu Group of Companies. That connects us to the group's commercial vehicle experience across sales, specification, delivery, servicing and parts.

Opti Lease remains a specialist leasing business in its own right, and which group services apply depends on your individual lease.

How Leasing Works

Operating Leasing Without the Jargon.

An operating lease gives your business the vehicle it needs for an agreed term, for a regular payment, without buying it outright. Here's how it works with Opti Lease.

01

Tell Us What You Need

The vehicle, the job, rough kilometres and how long you need it.

02

We Structure the Lease

Term, kilometres, application and servicing, shaped around your use.

03

Indicative Proposal

You receive an indicative proposal to review.

04

Application & Approval

We guide you through it. Every application is individually assessed.

05

Agreement to Lease

Once your application is approved, Opti Lease will prepare an Indicative Lease Agreement (Agreement to Lease), formalising your commitment to proceed with your chosen vehicle or equipment.

06

Take Delivery

Once approved, your vehicle is prepared and handed over.

At the End of the Lease

Three Ways to Finish.

At Opti Lease, we understand that business needs change. That's why we offer three flexible end-of-lease options, giving you greater control over what happens next.

Return

Simply return your vehicle or equipment at the conclusion of your lease. The asset must meet the agreed return conditions, including acceptable wear and tear, vehicle condition and contracted kilometre allowances. Additional charges may apply for excess kilometres, damage or other conditions outside your lease agreement.

REPLACE

Ready for something new? Our team can help you transition into a new vehicle or asset with a leasing arrangement tailored to your changing business requirements. We'll work with you ahead of your lease expiry to coordinate a smooth replacement and minimise operational disruption.

Retain

Want to keep your existing vehicle or equipment? You can choose to retain your asset by paying the Agreed Future Value (AFV), also known as the residual value, established at the commencement of your lease.

Additional charges may apply in accordance with your lease agreement. Once the residual value and all applicable charges have been paid in full, Opti Lease will release its security interest in the asset and ownership will transfer to you.

Your Business. Your Choice.

Whether you're looking to return, upgrade or retain your asset, our team will work with you ahead of your lease expiry to help you make the right decision for your business.

Discuss Your End-of-Lease Options  →

Your Questions, Answered.

Plain answers to the questions we hear most. If yours isn't here, ask us. Every lease is assessed individually, so these are general guides rather than terms.

Ask a Question  →

What is a commercial vehicle operating lease?

An operating lease allows a business to use a commercial vehicle for an agreed period in return for regular rental payments, without purchasing the vehicle outright.

Unlike a chattel mortgage, where the business generally owns the vehicle and finances its purchase, an operating lease allows the business to use the vehicle while ownership remains with the lessor.

Lease payments are structured around factors including the vehicle cost, agreed lease term, anticipated kilometres, Agreed Future Value and applicable services.

For businesses looking to preserve working capital, manage fleet replacement and maintain predictable vehicle expenses, an operating lease can provide a practical alternative to traditional vehicle finance.

At the end of the lease, customers can consider the available Return, Replace or Retain options in accordance with their agreement.

Opti Lease offers operating lease solutions for eligible commercial vehicles with terms ranging from 3 to 60 months, subject to approval.

How is the rental worked out?

Your rental reflects the vehicle and its cost, the length of the lease, the kilometres you expect to travel and the vehicle's expected value at the end of the term. Where servicing is part of your agreement, it is built into the same arrangement.

How long can I lease for?

Lease terms range from 3 to 60 months, subject to approval and the vehicle or application. Short-term leases of 3, 6, 9 and 12 months are available on eligible Isuzu vehicles and associated equipment, including gensets. Availability, kilometres, term and eligibility are assessed for each request.

Why do you ask how far the vehicle will travel?

Distance affects wear and the vehicle's value at the end of the lease, so we ask for an estimate up front and build it into the lease. An accurate estimate helps keep the lease right for how you actually use the vehicle.

Why does it matter what the vehicle will be used for?

A truck on metro deliveries works very differently from one towing on rural roads or running on a construction site. How and where a vehicle works affects its specification, servicing and value, so its application is part of how the lease is structured.

What is an Agreed Future Value?

The Agreed Future Value is the value established for the vehicle at the commencement of the lease for the end of the agreed term, taking into account factors such as the vehicle, lease duration and anticipated kilometres. The AFV forms part of the lease structure and may be relevant if the customer elects to retain the vehicle, where that option is available.

Can servicing be included?

Servicing can be incorporated where applicable. Most agreements follow established Isuzu Australia servicing programs: D-MAX and MU-X generally follow the applicable Isuzu Capped Price Servicing arrangements, and Isuzu trucks generally follow the Isuzu Australia TOTAL Service Agreement. The exact scope and any exclusions depend on your individual lease. Items such as tyres, accident damage and fuel are not automatically included.

What happens at the end of the lease?

At Opti Lease, we understand that business needs change. That's why we offer three flexible end-of-lease options, giving you greater control over what happens next.

Whether you're looking to return, upgrade or retain your asset, our team will work with you ahead of your lease expiry to help you make the right decision for your business.

What condition does the vehicle need to be in when it's returned?

At the end of your lease, your vehicle or equipment should be returned in a condition consistent with fair wear and tear, taking into account its age, intended application and agreed usage.

The asset must meet the conditions outlined in your lease agreement, including contracted kilometre allowances, servicing requirements and acceptable vehicle condition.

Excess kilometres, damage beyond fair wear and tear, missing equipment or outstanding maintenance requirements may result in additional charges following an end-of-lease inspection.

Our team will guide you through the return process and explain any applicable charges to ensure a transparent and straightforward experience.

Is a truck operating lease tax deductible?

For many Australian businesses, operating lease payments may be tax deductible where the vehicle is used for legitimate business purposes, subject to applicable taxation rules.

An operating lease may also provide cash flow benefits by allowing businesses to spread vehicle costs over regular repayments rather than committing substantial upfront capital.

The tax treatment will depend on your individual business circumstances, the lease structure and the applicable ATO requirements.

We recommend discussing the potential tax benefits with your accountant or registered tax adviser to determine how an Opti Lease operating lease may benefit your business.

Customer Reviews

Don't Just Take Our Word for It.

★★★★★

“

Absolutely fantastic service from Opti Lease! From start to finish, the team made the whole process incredibly easy and stress free. They were professional, responsive, knowledgeable and always went the extra mile to help. The communication was excellent, everything was explained clearly, and nothing was ever too much trouble. It’s great dealing with a company that genuinely cares about its customers and delivers on what they promise. I wouldn’t hesitate to recommend Opti Lease to anyone looking for a reliable and professional leasing service. Outstanding experience from beginning to end!

Jason Cohen

via Google

★★★★★

“

Great guys really gave me the opportunity to represent my business processionally and take things to another level great opportunity and they put trust in me and took a risk to believe in me and my business. Really have me another life and made me wanna strive for success

Ethan Russell

via Google

★★★★★

“

We have been a customer since 2003. During that time we have always experienced excellent service, by a very professional team, delivering a great product! Optilease has always met and exceeded our expectations, going above and beyond, delivering the best in class! I would highly recommend.

Marty K

via Google

Real People. Commercial Answers.

Tell us what you need and we'll talk it through. We aim to respond the same business day to enquiries received during business hours.

Talk to a Leasing Specialist

Good Call.

No pressure, no jargon, just a chat about what you need.

Drop us a few details and we’ll be in touch to talk it over. We aim to reply the same business day.

Or Phone Us 07 3632 0550

That's it for now. An Opti Lease specialist will contact you to understand your vehicle and business requirements and discuss the next steps.

Get a Lease Quote  →